保险

残余伤残赔付 Residual Disability Benefit

最后更新: 2026年6月

关键定义 KEY DEFINITION

Residual Disability Benefit 是 Disability Insurance partial benefit——Insured return to work but income reduced due to disability，pay proportional benefit covering income gap。与 Total Disability full benefit 相对—— own-occupation policy 的 residual definition 影响 claim eligibility。

💡 简单来说：

残余伤残赔付就是Residual Disability Benefit 是 Disability Insurance。。

为什么重要 WHY IT MATTERS

理解 "残余伤残赔付" (Residual Disability Benefit) 的含义有助于你在购买保险和选择保障方案过程中做出更明智的决策。

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总结 THE BOTTOM LINE

Residual Disability Benefit 是 Disability Insurance partial benefit——Insured re…