议定金额 Agreed Amount

关键定义 KEY DEFINITION

Agreed Amount（约定金额）Endorsement 在 policy inception 时锁定 property value 并 waive coinsurance penalty，适用于 hard-to-value property 或 owner 不想 dispute valuation at claim time。Premium 可能略高于 coinsurance 条款 policy。Renewal 时需 update agreed value。